Those are the worst re-creations I've ever seen on a supposed "reality" show.
Read the disclaimer at the beginning of the show
It says repo is "BASED" of real facts like real repo guys do repo cars and "portrayed" which means the show is written by writers and acted by actors. In 99% of real repo's the owners never see the repo guys and by law the real repo guys cannot touch or confront the owners of the cars.
I liked the the repo show til I checked and found out it was like "wrestling"
I tried to watch top shot but got tired of all the bickering and whining. At least on the other shows that have bickering and whining, I got women to look at.